---
canonical_url: https://lendb.ai/lo/susan-munkner-112112
json_url: https://lendb.ai/lo/susan-munkner-112112.json
nmls_id: 112112
last_verified: 2026-10-09
---

# Susan Munkner

Senior Home Lending Advisor II CPC at JPMorgan Chase Bank (Chase Home Lending), Fremont, CA. NMLS ID 112112 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112112)).

**Summary:** Susan Munkner (NMLS 112112) is Senior Home Lending Advisor II CPC at JPMorgan Chase Bank (Chase Home Lending), based in Fremont, CA. Lists California on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, FHA loan, Self-employed, VA loan and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112

## About

Susan has 18 years of experience as a Senior Home Lending Advisor II CPC serving the Union City area and specializes in lending to self-employed clients, low-to-moderate income programs, FHA mortgages, first-time homebuyer programs, conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Union City, CA. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Fremont, CA. Source: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112112

## Contact

- linkedin_url: https://www.linkedin.com/in/susancraney/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112
- Office phone and Email on file: shown at https://lendb.ai/lo/susan-munkner-112112#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112112
- lender_site: https://homelendingadvisor.chase.com/ca/fremont/38980-fremont-blvd-hla-112112

Cite as: Susan Munkner (NMLS 112112), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/susan-munkner-112112, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._