---
canonical_url: https://lendb.ai/lo/t-irene-holden-2021254
json_url: https://lendb.ai/lo/t-irene-holden-2021254.json
nmls_id: 2021254
last_verified: 2026-10-09
---

# Irene Holden

Mortgage Loan Officer at Loan Factory. NMLS ID 2021254 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021254)).

**Summary:** Irene Holden (NMLS 2021254) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO120346). Also lists California, Pennsylvania and South Carolina on the lender page (not yet checked with the state regulator). Earliest state license record: May 30, 2023 (Florida), per state regulator. States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 30, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 16 (source: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Irene has over 16 years of accounting experience and serves clients across California, Florida, South Carolina, and Pennsylvania with responsive communication and competitive loan solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254, verified 2026-10-09.
- service_area: California, Florida, South Carolina, Pennsylvania. Source: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120346 | active | confirmed | 2023-05-30 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021254

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021254
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/irene-holden-2021254

Cite as: Irene Holden (NMLS 2021254), Loan Factory. LenDb.ai, https://lendb.ai/lo/t-irene-holden-2021254, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._