{
  "canonical_url": "https://lendb.ai/lo/tad-wentzell-396216",
  "lede": {
    "text": "Tad Wentzell (NMLS 396216) is a mortgage loan officer at Home Access Financial, LLC in Tampa, Florida, licensed in Florida since 2012 and in Pennsylvania, Texas and California. Tad works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Tad licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO14896 as active, first effective June 5, 2012 (verified 2026-10-15). LenDb has 7 other states on file for Tad.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Tad work for, and is it FHA-approved?",
      "a": "Home Access Financial, LLC, company NMLS 1516011, from the Tampa, FL office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Tad been licensed?",
      "a": "The earliest state license record LenDb holds for Tad is from June 5, 2012 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Tad states 18 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 396216,
    "slug": "tad-wentzell-396216",
    "canonical_url": "https://lendb.ai/lo/tad-wentzell-396216",
    "md_url": "https://lendb.ai/lo/tad-wentzell-396216.md",
    "json_url": "https://lendb.ai/lo/tad-wentzell-396216.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396216",
    "full_name": {
      "value": "Tad Wentzell",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "first_name": "Tad",
    "last_name": "Wentzell",
    "licensed_names": [
      {
        "name": "Tad Wentzell",
        "name_with_middle_initial": "Tad R. Wentzell",
        "first_name": "Tad",
        "middle_initial": "R",
        "last_name": "Wentzell",
        "states": [
          "CA",
          "FL",
          "PA",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-22"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Tad Wentzell has over 18 years in the mortgage industry, entering it in 2008, and is the founder and CEO of Home Access Financial. Their profile lists licenses in Florida, California, Georgia, North Carolina, South Carolina, Pennsylvania, Tennessee and Texas. They completed a business degree with a major in Finance at the University of South Florida.",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "FOUNDER & CEO",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 18,
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1516011,
      "lender_name": "Home Access Financial, LLC",
      "lender_slug": "home-access-financial-llc-1516011",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33602",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeaccessfinancial.com/tad-wentzell",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1516011,
        "lender_name": "Home Access Financial, LLC",
        "lender_slug": "home-access-financial-llc-1516011",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33602",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeaccessfinancial.com/tad-wentzell",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO14896",
        "status": "active",
        "issued_at": "2012-06-05",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "116664",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-01-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI396216",
        "status": "active",
        "issued_at": "2025-07-15",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/tad-wentzell-0b4747154/",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/Tad-Wentzell",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2008",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "education",
        "value": "Business degree with a major in Finance, University of South Florida",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/tad-wentzell",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 11:22:53.108723+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tad-wentzell-396216#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/tad-wentzell",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2012-06-05",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2012,
      "state": "FL"
    },
    "federal_registration": null
  }
}