---
canonical_url: https://lendb.ai/lo/tai-rebecca-cotton-428090
json_url: https://lendb.ai/lo/tai-rebecca-cotton-428090.json
nmls_id: 428090
last_verified: 2026-10-09
---

# Tai Rebecca Cotton

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Evergreen Park, IL. NMLS ID 428090 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/428090)).

**Summary:** Tai Rebecca Cotton (NMLS 428090) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Evergreen Park, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, VA loan, FHA loan and First-time buyer. States 23 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 23 (source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090

## About

Tai Rebecca Cotton has 23 years of experience as a Community Home Lending Advisor and specializes in preapproval, low-to-moderate income lending programs, fixed-rate and adjustable-rate mortgages, FHA and VA mortgages, and first-time homebuyer programs. She serves clients in Evergreen Park, Beverly, and 84th & Kedzie.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090, verified 2026-10-09.
- service_area: Evergreen Park, Beverly, 84th & Kedzie. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Evergreen Park, IL. Source: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/428090

## Contact

- linkedin_url: https://www.linkedin.com/in/tai-rebecca-cotton-mba-5b33a080/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090
- Office phone and Email on file: shown at https://lendb.ai/lo/tai-rebecca-cotton-428090#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/428090
- lender_site: https://homelendingadvisor.chase.com/il/evergreen-park/3157-w-95th-st-hla-428090

Cite as: Tai Rebecca Cotton (NMLS 428090), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/tai-rebecca-cotton-428090, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._