{
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  "loan_officer": {
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    "slug": "tamahara-garneff-1276161",
    "canonical_url": "https://lendb.ai/lo/tamahara-garneff-1276161",
    "md_url": "https://lendb.ai/lo/tamahara-garneff-1276161.md",
    "json_url": "https://lendb.ai/lo/tamahara-garneff-1276161.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1276161",
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Garneff",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/1b5a4f50-dc68-41bd-b50e-fd3df13a8500/Website/4588_Garneff_1276161.jpg",
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      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Tamahara has over 28 years in banking and mortgage lending with experience in branch management and business development. Bilingual in English and Spanish, they serve clients in Texas and California with personalized solutions tailored to each client's needs.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer / Loan Officer Assistant",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
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      ],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
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    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 100,
    "current_employment": {
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      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_state": "TX",
      "branch_zip": "77070",
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      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Houston",
        "branch_state": "TX",
        "branch_zip": "77070",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "28",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09"
      },
      {
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Texas and California",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 23:57:56.719053+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tamahara-garneff-1276161#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/",
      "verified_at": "2026-10-09"
    },
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    "federal_registration": null
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}