---
canonical_url: https://lendb.ai/lo/tamahara-garneff-1276161
json_url: https://lendb.ai/lo/tamahara-garneff-1276161.json
nmls_id: 1276161
last_verified: 2026-10-09
---

# Tamahara Garneff

Loan Officer / Loan Officer Assistant at CrossCountry Mortgage, Houston, TX. NMLS ID 1276161 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1276161)).

**Summary:** Tamahara Garneff (NMLS 1276161) is Loan Officer / Loan Officer Assistant at CrossCountry Mortgage, based in Houston, TX. Lists California and Texas on the lender page (not yet checked with the state regulator). Speaks Spanish. States 28 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 28 (source: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Tamahara has over 28 years in banking and mortgage lending with experience in branch management and business development. Bilingual in English and Spanish, they serve clients in Texas and California with personalized solutions tailored to each client's needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 28. Source: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/, verified 2026-10-09.
- role: branch management, leadership, business development. Source: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/, verified 2026-10-09.
- service_area: Texas and California. Source: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Houston, TX. Source: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1276161

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/
- Office phone and Email on file: shown at https://lendb.ai/lo/tamahara-garneff-1276161#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1276161
- lender_site: https://crosscountrymortgage.com/houston-tx-4588/tamahara-garneff/

Cite as: Tamahara Garneff (NMLS 1276161), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tamahara-garneff-1276161, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._