---
canonical_url: https://lendb.ai/lo/tamara-encinas-507130
json_url: https://lendb.ai/lo/tamara-encinas-507130.json
nmls_id: 507130
last_verified: 2026-10-11
---

# Tami Encinas

Loan Officer at CMG Home Loans, Oak Harbor, WA. NMLS ID 507130 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507130)).

**Summary:** Tami Encinas (NMLS 507130) is Loan Officer at CMG Home Loans, based in Oak Harbor, WA. Licensed in Florida, confirmed with the state regulator (license LO67229). Earliest state license record: January 23, 2020 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: January 23, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tami says their passion is helping people get into homes, analyzing each borrower's situation to recommend a suitable loan product and educating them on options.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO67229 | active | confirmed | 2020-01-23 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Oak Harbor, WA. Source: https://www.cmghomeloans.com/mysite/tamara-encinas, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507130

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/tamara-encinas
- Office phone and Email on file: shown at https://lendb.ai/lo/tamara-encinas-507130#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507130
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/tamara-encinas

Cite as: Tami Encinas (NMLS 507130), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/tamara-encinas-507130, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._