---
canonical_url: https://lendb.ai/lo/tammy-cobbs-308504
json_url: https://lendb.ai/lo/tammy-cobbs-308504.json
nmls_id: 308504
last_verified: 2026-10-09
---

# Tammy Cobbs

Loan Officer at Prosperity Bank, Plano, TX. NMLS ID 308504 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/308504)).

**Summary:** Tammy Cobbs (NMLS 308504) is Loan Officer at Prosperity Bank, based in Plano, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tammy has nearly 20 years of mortgage lending experience and prioritizes superior customer service. More than half of her business comes from repeat customers and referrals, earning her a reputation as a trusted advisor among real estate and financial professionals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: almost 20. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.
- credential: D Magazine Best Mortgage Professional award winner. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.
- credential: Five Star Mortgage Professional award winner. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.
- education: Baylor University. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.
- community: Active in church and volunteering in community. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), Plano, TX. Source: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/308504

## Contact

- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/
- Office phone and Email on file: shown at https://lendb.ai/lo/tammy-cobbs-308504#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/308504
- lender_site: https://prosperitybankhomeloans.com/loan_officer/tammy-cobbs/

Cite as: Tammy Cobbs (NMLS 308504), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/tammy-cobbs-308504, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._