---
canonical_url: https://lendb.ai/lo/tammy-graff-147741
json_url: https://lendb.ai/lo/tammy-graff-147741.json
nmls_id: 147741
last_verified: 2026-10-09
---

# Tammy Graff

Senior Loan Officer at Ruoff Mortgage. NMLS ID 147741 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147741)).

**Summary:** Tammy Graff (NMLS 147741) is Senior Loan Officer at Ruoff Mortgage. Lists Illinois, Indiana and Michigan on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Illinois, Indiana, Michigan. Source: https://www.ruoff.com/TammyGraff, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/TammyGraff, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147741

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/TammyGraff
- Office phone on file: shown at https://lendb.ai/lo/tammy-graff-147741#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147741
- lender_site: https://www.ruoff.com/TammyGraff

Cite as: Tammy Graff (NMLS 147741), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/tammy-graff-147741, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._