---
canonical_url: https://lendb.ai/lo/tammy-hammond-405556
json_url: https://lendb.ai/lo/tammy-hammond-405556.json
nmls_id: 405556
last_verified: 2026-10-09
---

# Tammy Hammond

Loan Officer at Xpert Home Lending. NMLS ID 405556 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405556)).

**Summary:** Tammy Hammond (NMLS 405556) is Loan Officer at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO117543). Also lists Georgia, Oklahoma and Washington on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Oklahoma (OK, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117543 | active | confirmed | 2023-02-16 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/tammy-hammond, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405556

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/tammy-hammond
- Office phone on file: shown at https://lendb.ai/lo/tammy-hammond-405556#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/405556
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/tammy-hammond

Cite as: Tammy Hammond (NMLS 405556), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/tammy-hammond-405556, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._