---
canonical_url: https://lendb.ai/lo/tammy-o-scanlon-453163
json_url: https://lendb.ai/lo/tammy-o-scanlon-453163.json
nmls_id: 453163
last_verified: 2026-10-09
---

# Tammy O'Scanlon

Senior Vice President of Production at CrossCountry Mortgage, Union, NJ. NMLS ID 453163 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453163)).

**Summary:** Tammy O'Scanlon (NMLS 453163) is Senior Vice President of Production at CrossCountry Mortgage, based in Union, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists California, Connecticut, North Carolina, New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Non-QM loan and First-time buyer. Earliest state license record: February 22, 2024 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 22, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Connecticut (CT, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/

## About

Tammy O'Scanlon is a seasoned mortgage professional with over 30 years of experience, having closed more than $1 billion in mortgages and consistently ranked among top loan officers in the industry.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09.
- credential: Consistently ranked among top loan officers in the industry; closed over $1 billion in mortgages throughout career. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09.
- role: Top-producing loan officer. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09.
- service_area: Hoboken, NJ; Rumson, NJ; Beverly Hills, CA; Bonita Springs, FL; Naples, FL. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126286 | active | confirmed | 2024-02-22 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 108890 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Union, NJ. Source: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453163

## Contact

- linkedin_url: https://www.linkedin.com/in/tammyoscanlon/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/
- Email on file: shown at https://lendb.ai/lo/tammy-o-scanlon-453163#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453163
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/union-nj-3185/tammy-oscanlon/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Tammy O'Scanlon (NMLS 453163), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tammy-o-scanlon-453163, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._