---
canonical_url: https://lendb.ai/lo/tammy-smith-704463
json_url: https://lendb.ai/lo/tammy-smith-704463.json
nmls_id: 704463
last_verified: 2026-10-09
---

# Tammy Smith

Loan Officer at Guild Mortgage, Clarks Summit, PA. NMLS ID 704463 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704463)).

**Summary:** Tammy Smith (NMLS 704463) is Loan Officer at Guild Mortgage, based in Clarks Summit, PA. Lists Pennsylvania on the lender page (not yet checked with the state regulator). States 40 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 40 (source: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tammy Smith is a licensed Mortgage Loan Originator with 40 years of experience. She works closely with borrowers to deliver tailored mortgage solutions aligned with their financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40. Source: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html, verified 2026-10-09.
- role: Licensed Mortgage Loan Originator. Source: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Clarks Summit, PA. Source: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704463

## Contact

- linkedin_url: https://www.linkedin.com/in/tammy-smith-778a0985/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html
- Office phone and Email on file: shown at https://lendb.ai/lo/tammy-smith-704463#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/704463
- lender_site: https://branches.guildmortgage.com/pa/clarkssummit/tammy-smith-147-rgtsm.html

Cite as: Tammy Smith (NMLS 704463), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/tammy-smith-704463, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._