---
canonical_url: https://lendb.ai/lo/tammy-watley-491828
json_url: https://lendb.ai/lo/tammy-watley-491828.json
nmls_id: 491828
last_verified: 2026-10-09
---

# Tammy Watley

Branch Manager at Union Home Mortgage, Mobile, AL. NMLS ID 491828 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491828)).

**Summary:** Tammy Watley (NMLS 491828) is Branch Manager at Union Home Mortgage, based in Mobile, AL. Licensed in Florida, confirmed with the state regulator (license LO151082). Also lists Alabama and Mississippi on the lender page (not yet checked with the state regulator). Earliest state license record: September 18, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 18, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Mississippi (MS, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Licensed loan originator since 2003, serving Mobile, AL.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://www.uhm.com/loan-officers/tammy-watley/, verified 2026-10-09.
- service_area: Mobile, AL. Source: https://www.uhm.com/loan-officers/tammy-watley/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151082 | active | confirmed | 2026-09-18 | state_regulator | 2026-10-09 |
| AL | state_license | 61697 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MS | state_license | 491828 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Mobile, AL. Source: https://www.uhm.com/loan-officers/tammy-watley/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491828

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/tammy-watley/
- Email on file: shown at https://lendb.ai/lo/tammy-watley-491828#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/491828
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/tammy-watley/

Cite as: Tammy Watley (NMLS 491828), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/tammy-watley-491828, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._