---
canonical_url: https://lendb.ai/lo/tammy-zurfluh-476483
json_url: https://lendb.ai/lo/tammy-zurfluh-476483.json
nmls_id: 476483
last_verified: 2026-10-16
---

# Tammy Zurfluh

SVP, Director of Mortgage Sales at First Mid Bank & Trust, Belvidere, IL. NMLS ID 476483 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476483)).

Tammy Zurfluh (NMLS 476483) is a mortgage loan officer at First Mid Bank & Trust in Belvidere, Illinois.

**Summary:** Tammy Zurfluh (NMLS 476483) is SVP, Director of Mortgage Sales at First Mid Bank & Trust, based in Belvidere, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Tammy licensed?

Tammy works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Tammy work for?

First Mid Bank & Trust, company NMLS 411170, from the Belvidere, IL office, per the lender's own site (verified 2026-10-16). Source: https://www.firstmid.com/staff/tammy-zurfluh.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: more than two decades. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.
- service_area: Northern Illinois and southern Wisconsin. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.
- role: Top mortgage executive for the Region before moving to management. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.
- community: Habitat for Humanity of Boone County. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.
- credential: Family and Services Habitat Hero Award for the State of Illinois. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Belvidere, IL. Source: https://www.firstmid.com/staff/tammy-zurfluh, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476483

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/tammy-zurfluh
- Office phone and Email on file: shown at https://lendb.ai/lo/tammy-zurfluh-476483#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476483
- lender_site: https://www.firstmid.com/staff/tammy-zurfluh

Cite as: Tammy Zurfluh (NMLS 476483), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/tammy-zurfluh-476483, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._