---
canonical_url: https://lendb.ai/lo/tanny-waters-892213
json_url: https://lendb.ai/lo/tanny-waters-892213.json
nmls_id: 892213
last_verified: 2026-10-09
---

# Tanny Waters

Trusted Mortgage Advisor at C2 Financial Corporation, HI. NMLS ID 892213 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/892213)).

**Summary:** Tanny Waters (NMLS 892213) is Trusted Mortgage Advisor at C2 Financial Corporation, based in Hawaii. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists California, Hawaii, Texas and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan, USDA loan and VA loan. Licensed since 2024 (per Colorado records). States 19 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 19 (source: https://c2financial.com/find-a-loan-officer/twaters/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), California (CA, lender_reported), Hawaii (HI, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/twaters/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/twaters/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/twaters/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/twaters/

## About

Tanny Waters is a mortgage broker with 19 years of experience helping buyers through home financing. Licensed in HI, CA, WA, CO, TX, and FL, they specialize in clear communication and creative solutions for challenging loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 19. Source: https://c2financial.com/find-a-loan-officer/twaters/, verified 2026-10-09.
- service_area: Hawaii. Source: https://c2financial.com/find-a-loan-officer/twaters/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO140733 | active | confirmed | 2025-08-22 | state_regulator | 2026-10-09 |
| CO | state_license | 100537951 | active | confirmed | 2024-01-03 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: C2 Financial Corporation (NMLS 135622), HI. Source: https://c2financial.com/find-a-loan-officer/twaters/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/892213

## Contact

- View profile at C2 Financial Corporation: https://c2financial.com/find-a-loan-officer/twaters/
- Office phone and Email on file: shown at https://lendb.ai/lo/tanny-waters-892213#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/892213
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=323181&contact=420615
- lender_site: https://c2financial.com/find-a-loan-officer/twaters/

Cite as: Tanny Waters (NMLS 892213), C2 Financial Corporation. LenDb.ai, https://lendb.ai/lo/tanny-waters-892213, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._