{
  "canonical_url": "https://lendb.ai/lo/tara-gallichio-453248",
  "loan_officer": {
    "nmls_id": 453248,
    "slug": "tara-gallichio-453248",
    "canonical_url": "https://lendb.ai/lo/tara-gallichio-453248",
    "md_url": "https://lendb.ai/lo/tara-gallichio-453248.md",
    "json_url": "https://lendb.ai/lo/tara-gallichio-453248.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453248",
    "full_name": {
      "value": "Tara Gallichio",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Tara",
    "last_name": "Gallichio",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/09/453248.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Tara Gallichio has more than 25 years in banking and lending. They have provided mortgages to homeowners nationwide. Outside of work they enjoy traveling and spending time with grandkids and friends.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "service_area",
        "value": "nationwide",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:24:57.818042+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tara-gallichio-453248#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/tara-gallichio/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}