{
  "canonical_url": "https://lendb.ai/lo/tara-mccafferty-328378",
  "loan_officer": {
    "nmls_id": 328378,
    "slug": "tara-mccafferty-328378",
    "canonical_url": "https://lendb.ai/lo/tara-mccafferty-328378",
    "md_url": "https://lendb.ai/lo/tara-mccafferty-328378.md",
    "json_url": "https://lendb.ai/lo/tara-mccafferty-328378.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/328378",
    "full_name": {
      "value": "Tara McCafferty",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tara",
    "last_name": "McCafferty",
    "headshot_url": null,
    "bio": {
      "value": "Tara McCafferty is a Top Producer with 25+ years of mortgage lending experience. She holds a Bachelor of Science in Business Administration from the University of Nevada, Reno, and is licensed in five states (CA, FL, GA, NV, TN).",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 3,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1850,
      "lender_name": "American Pacific Mortgage",
      "lender_slug": "american-pacific-mortgage-1850",
      "branch_city": "Winter Park",
      "branch_state": "FL",
      "branch_zip": "32789",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.apmortgage.com/tara-mccafferty",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1850,
        "lender_name": "American Pacific Mortgage",
        "lender_slug": "american-pacific-mortgage-1850",
        "branch_city": "Winter Park",
        "branch_state": "FL",
        "branch_zip": "32789",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.apmortgage.com/tara-mccafferty",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO116110",
        "status": "active",
        "issued_at": "2022-12-21",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor of Science in Business Administration",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Top Producer",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Gives back to the community",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/tara-mccafferty",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 04:49:04.700695+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tara-mccafferty-328378#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/tara-mccafferty",
      "verified_at": "2026-10-09"
    }
  }
}