---
canonical_url: https://lendb.ai/lo/tate-felts-117311
json_url: https://lendb.ai/lo/tate-felts-117311.json
nmls_id: 117311
last_verified: 2026-10-09
---

# Tate Felts

Mortgage Loan Officer at Southern Trust Mortgage, Southern Shores, NC. NMLS ID 117311 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117311)).

**Summary:** Tate Felts (NMLS 117311) is Mortgage Loan Officer at Southern Trust Mortgage, based in Southern Shores, NC. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Vacation home. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/tate-felts/
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/tate-felts/
- **Vacation home** (`vacation-home`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.southerntrust.com/tate-felts/

## About

Tate Felts is a leading North Carolina and Virginia market professional recognized for fast underwriting and expertise in coastal lending. He specializes in serving first-time homebuyers and real estate investors with creative financing solutions in complex Outer Banks markets.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Outer Banks, North Carolina and Virginia markets. Source: https://www.southerntrust.com/tate-felts/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Southern Shores, NC. Source: https://www.southerntrust.com/tate-felts/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117311

## Contact

- View profile at Southern Trust Mortgage: https://www.southerntrust.com/tate-felts/
- Office phone and Email on file: shown at https://lendb.ai/lo/tate-felts-117311#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117311
- lender_site: https://www.southerntrust.com/tate-felts/

Cite as: Tate Felts (NMLS 117311), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/tate-felts-117311, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._