---
canonical_url: https://lendb.ai/lo/taylor-ard-370856
json_url: https://lendb.ai/lo/taylor-ard-370856.json
nmls_id: 370856
last_verified: 2026-10-15
---

# Taylor Ard

Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC, Lake Mary, FL. NMLS ID 370856 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/370856)).

**Summary:** Taylor Ard (NMLS 370856) is Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Lake Mary, FL. Licensed in Florida, confirmed with the state regulator (license LO29136). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Earliest state license record: March 31, 2015 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 31, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/taylor-ard-370856
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/taylor-ard-370856
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/taylor-ard-370856

## About

Taylor Ard helps buyers across Florida, with a focus on first-time buyers, self-employed borrowers, and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- service_area: Entire state of Florida. Source: https://www.grarate.com/loan-officers/taylor-ard-370856, verified 2026-10-15.
- service_area: Lakeland and Winter Haven offices. Source: https://www.grarate.com/loan-officers/taylor-ard-370856, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO29136 | active | confirmed | 2015-03-31 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Lake Mary, FL. Source: https://www.grarate.com/loan-officers/taylor-ard-370856, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/370856

## Contact

- linkedin_url: https://www.linkedin.com/in/taylor-ard-80ab446 (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/taylor-ard-370856
- Office phone and Email on file: shown at https://lendb.ai/lo/taylor-ard-370856#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/370856
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/taylor-ard-370856
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Taylor Ard (NMLS 370856), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/taylor-ard-370856, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._