---
canonical_url: https://lendb.ai/lo/tedd-scarlett-1022104
json_url: https://lendb.ai/lo/tedd-scarlett-1022104.json
nmls_id: 1022104
last_verified: 2026-10-16
---

# Tedd Scarlett

Loan Originator at Eagle Bank and Trust Company, Fayetteville, AR. NMLS ID 1022104 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1022104)).

Based in Fayetteville, Arkansas, Tedd Scarlett (NMLS 1022104) is a Loan Originator at Eagle Bank and Trust Company. Tedd's focus, from their own profile, includes FHA loan, jumbo loan and USDA loan, and Tedd speaks Spanish.

**Summary:** Tedd Scarlett (NMLS 1022104) is Loan Originator at Eagle Bank and Trust Company, based in Fayetteville, AR. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, Jumbo loan, USDA loan and VA loan. Speaks Spanish. Last verified 2026-10-16.

## Quick answers

### Is Tedd licensed?

Tedd works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Tedd do FHA loans?

Tedd's profile lists FHA loan as a focus (from their lender profile page). It also lists jumbo loan, USDA loan and VA loan. Source: https://www.eaglebank.com/lender/tedd-scarlett/.

### What lender does Tedd work for?

Eagle Bank and Trust Company, company NMLS 410317, from the Fayetteville, AR office, per the lender's own site (verified 2026-10-16). Source: https://www.eaglebank.com/lender/tedd-scarlett/.

### What languages does Tedd speak?

Spanish, per their lender page (verified 2026-10-16). Source: https://www.eaglebank.com/lender/tedd-scarlett/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.eaglebank.com/lender/tedd-scarlett/
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.eaglebank.com/lender/tedd-scarlett/
- **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.eaglebank.com/lender/tedd-scarlett/
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.eaglebank.com/lender/tedd-scarlett/

## Facts from the lender page and intro

- years_experience: since 1995. Source: https://www.eaglebank.com/lender/tedd-scarlett/, verified 2026-10-16.
- education: Bachelor's degree in Pre-Law, Spanish and Literature, University of Nevada. Source: https://www.eaglebank.com/lender/tedd-scarlett/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Eagle Bank and Trust Company (NMLS 410317), Fayetteville, AR. Source: https://www.eaglebank.com/lender/tedd-scarlett/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1022104

## Contact

- View profile at Eagle Bank and Trust Company: https://www.eaglebank.com/lender/tedd-scarlett/
- Office phone on file: shown at https://lendb.ai/lo/tedd-scarlett-1022104#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1022104
- lender_site: https://www.eaglebank.com/lender/tedd-scarlett/

Cite as: Tedd Scarlett (NMLS 1022104), Eagle Bank and Trust Company. LenDb.ai, https://lendb.ai/lo/tedd-scarlett-1022104, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._