---
canonical_url: https://lendb.ai/lo/teresa-barajas-1323446
json_url: https://lendb.ai/lo/teresa-barajas-1323446.json
nmls_id: 1323446
last_verified: 2026-10-09
---

# Teresa Barajas

Loan Originator at CrossCountry Mortgage, Naples, FL. NMLS ID 1323446 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1323446)).

**Summary:** Teresa Barajas (NMLS 1323446) is Loan Originator at CrossCountry Mortgage, based in Naples, FL. Licensed in Florida, confirmed with the state regulator (license LO35919). Also lists Georgia on the lender page (not yet checked with the state regulator). Licensed since 2016 (per Florida records). States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Teresa has over 8 years of mortgage industry experience, starting as a bank teller and working her way up to loan originator. She became a homeowner at 21 and focuses on helping clients navigate the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/, verified 2026-10-09.
- role: bank teller, mortgage processor, senior mortgage processor. Source: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO35919 | active | confirmed | 2016-07-12 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Naples, FL. Source: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1323446

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/
- Office phone and Email on file: shown at https://lendb.ai/lo/teresa-barajas-1323446#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1323446
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/naples-fl-3744/teresa-barajas/

Cite as: Teresa Barajas (NMLS 1323446), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/teresa-barajas-1323446, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._