---
canonical_url: https://lendb.ai/lo/teresa-cousineau-859317
json_url: https://lendb.ai/lo/teresa-cousineau-859317.json
nmls_id: 859317
last_verified: 2026-10-09
---

# Teresa Cousineau

Mortgage Loan Officer at Truist Bank, Cocoa, FL. NMLS ID 859317 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/859317)).

**Summary:** Teresa Cousineau (NMLS 859317) is Mortgage Loan Officer at Truist Bank, based in Cocoa, FL. Licensed in Florida, confirmed with the state regulator (license LO22301). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, Jumbo loan and Physician and medical professional. Earliest state license record: November 20, 2013 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 20, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922

## About

Teresa has more than 30 years of industry experience in originating purchase and refinance home loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO22301 | active | confirmed | 2013-11-20 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Truist Bank (NMLS 399803), Cocoa, FL. Source: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/859317

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922
- Office phone and Email on file: shown at https://lendb.ai/lo/teresa-cousineau-859317#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/859317
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.truist.com/finder/mortgage/teresa-h-cousineau-mortgage-loan-officer-cocoa-fl-32922

Cite as: Teresa Cousineau (NMLS 859317), Truist Bank. LenDb.ai, https://lendb.ai/lo/teresa-cousineau-859317, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._