---
canonical_url: https://lendb.ai/lo/teresa-mancinelli-ryan-1834954
json_url: https://lendb.ai/lo/teresa-mancinelli-ryan-1834954.json
nmls_id: 1834954
last_verified: 2026-10-09
---

# Teresa Ryan

Mortgage Loan Originator at Mutual of Omaha Mortgage, San Diego, CA. NMLS ID 1834954 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1834954)).

**Summary:** Teresa Ryan (NMLS 1834954) is Mortgage Loan Originator at Mutual of Omaha Mortgage, based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO145300). Licensed since 2026 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.mutualmortgage.com/loan-officer/tryan/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Teresa Ryan is a mortgage loan officer based in Washington State but licensed in 30 states with 25 years as a Social Worker before entering the mortgage industry. She specializes in Non-QM solutions including DSCR Investment loans, land loans, and ITIN loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.mutualmortgage.com/loan-officer/tryan/, verified 2026-10-09.
- service_area: Washington State and licensed in 30 states. Source: https://www.mutualmortgage.com/loan-officer/tryan/, verified 2026-10-09.
- role: Works with her husband, an experienced Realtor, in Washington State. Source: https://www.mutualmortgage.com/loan-officer/tryan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145300 | active | confirmed | 2026-02-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), San Diego, CA. Source: https://www.mutualmortgage.com/loan-officer/tryan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1834954

## Contact

- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/tryan/
- Email on file: shown at https://lendb.ai/lo/teresa-mancinelli-ryan-1834954#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1834954
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.mutualmortgage.com/loan-officer/tryan/

Cite as: Teresa Ryan (NMLS 1834954), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/teresa-mancinelli-ryan-1834954, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._