--- canonical_url: https://lendb.ai/lo/terreia-whitsett-1222441 json_url: https://lendb.ai/lo/terreia-whitsett-1222441.json nmls_id: 1222441 last_verified: 2026-10-20 --- # Terreia Whitsett Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 1222441 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1222441)). Terreia Whitsett (NMLS 1222441) is a Loan Originator at Barrett Financial Group in Chandler, Arizona, serving Ohio. Terreia's own profile lists self-employed as a focus. **Summary:** Terreia Whitsett (NMLS 1222441) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Lists Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: May 8, 2020 (Florida), per state regulator. Last verified 2026-10-20. ## Quick answers ### Is Terreia licensed in Ohio? Barrett Financial Group's page for Terreia lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.barrettfinancial.com/twhitsett. ### Does Terreia list self-employed as a focus? Terreia's profile lists self-employed as a focus (from their lender profile page). Source: https://www.barrettfinancial.com/twhitsett. ### What lender does Terreia work for? Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/twhitsett. ### How long has Terreia been licensed? The earliest state license record LenDb holds for Terreia is from May 8, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ## At a glance - Earliest state license record: May 8, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Terreia S. Whitsett (FL, as of 2026-10-09) - Licensed in: Ohio (OH, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-20. Source: https://www.barrettfinancial.com/twhitsett ### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com ## About Terreia Whitsett is a Loan Originator licensed in OH. They say they have years of experience in the industry and have worked with FHA, VA, USDA, jumbo and conventional loans. They say self-employed borrowers are an area where they excel. Source: LenDb summary of the lender page, verified 2026-10-20. ## Facts from the lender page and intro - service_area: Ohio. Source: https://www.barrettfinancial.com/twhitsett, verified 2026-10-20. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO69919 | expired | confirmed | 2020-05-08 | state_regulator | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-20 | ## Employment history - ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/twhitsett, verified 2026-10-20. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1222441 ## Contact - View profile at Barrett Financial Group: https://www.barrettfinancial.com/twhitsett - Office phone and Email on file: shown at https://lendb.ai/lo/terreia-whitsett-1222441#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1222441 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://www.barrettfinancial.com/twhitsett - lender_site (lender programs): https://www.barrettfinancial.com Cite as: Terreia Whitsett (NMLS 1222441), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/terreia-whitsett-1222441, last verified 2026-10-20. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._