---
canonical_url: https://lendb.ai/lo/terri-montana-507145
json_url: https://lendb.ai/lo/terri-montana-507145.json
nmls_id: 507145
last_verified: 2026-10-16
---

# Terri Montana

Residential Loan Officer at Banner Bank, Everett, WA. NMLS ID 507145 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507145)).

Terri Montana, NMLS 507145, works as a Residential Loan Officer at Banner Bank in Everett, Washington. Terri's lender page shows a focus on construction loan, first-time buyer and real estate investor.

**Summary:** Terri Montana (NMLS 507145) is Residential Loan Officer at Banner Bank, based in Everett, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, First-time buyer and Real estate investor. Last verified 2026-10-16.

## Quick answers

### Is Terri licensed?

Terri works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Terri do construction loans?

Terri's profile lists construction loan as a focus (from their lender profile page). It also lists first-time buyer and real estate investor. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana.

### What lender does Terri work for?

Banner Bank, company NMLS 439266, from the Everett, WA office, per the lender's own site (verified 2026-10-16). Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana

## About

Terri Montana is a Residential Loan Officer in Everett, WA. They have served clients since 1988 and enjoy helping first time homebuyers. They also assist with construction, lot and land loans and investment property financing, and have bought, built and sold commercial and residential properties.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: since 1988. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Banner Bank (NMLS 439266), Everett, WA. Source: https://loanofficers.bannerbank.com/wa/everett/terri-montana, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507145

## Contact

- View profile at Banner Bank: https://loanofficers.bannerbank.com/wa/everett/terri-montana
- Email on file: shown at https://lendb.ai/lo/terri-montana-507145#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/507145
- lender_site: https://loanofficers.bannerbank.com/wa/everett/terri-montana

Cite as: Terri Montana (NMLS 507145), Banner Bank. LenDb.ai, https://lendb.ai/lo/terri-montana-507145, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._