---
canonical_url: https://lendb.ai/lo/terry-finnegan-1268352
json_url: https://lendb.ai/lo/terry-finnegan-1268352.json
nmls_id: 1268352
last_verified: 2026-10-09
---

# Terry Finnegan

Loan Advisor at American Pacific Mortgage, Scottsdale, AZ. NMLS ID 1268352 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1268352)).

**Summary:** Terry Finnegan (NMLS 1268352) is Loan Advisor at American Pacific Mortgage, based in Scottsdale, AZ. Lists Arizona, California, Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 22 (source: https://www.apmortgage.com/terry-finnegan, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.apmortgage.com/terry-finnegan

## About

Terry has 22 years of residential lending experience and is a Certified Reverse Mortgage Specialist and Certified Divorce Lending Professional, helping clients develop lending solutions for unique scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.apmortgage.com/terry-finnegan, verified 2026-10-09.
- credential: Certified Divorce Lending Professional (CDLP). Source: https://www.apmortgage.com/terry-finnegan, verified 2026-10-09.
- credential: Certified Reverse Mortgage Specialist. Source: https://www.apmortgage.com/terry-finnegan, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Scottsdale, AZ. Source: https://www.apmortgage.com/terry-finnegan, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1268352

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/terry-finnegan
- Email on file: shown at https://lendb.ai/lo/terry-finnegan-1268352#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1268352
- lender_site: https://www.apmortgage.com/terry-finnegan

Cite as: Terry Finnegan (NMLS 1268352), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/terry-finnegan-1268352, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._