---
canonical_url: https://lendb.ai/lo/terry-huy-nguyen-1138649
json_url: https://lendb.ai/lo/terry-huy-nguyen-1138649.json
nmls_id: 1138649
last_verified: 2026-10-09
---

# Terry Huy Nguyen

Mortgage Loan Officer at Loan Factory. NMLS ID 1138649 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1138649)).

**Summary:** Terry Huy Nguyen (NMLS 1138649) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO120967). Also lists Arizona, California, Hawaii, Minnesota, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Earliest state license record: June 21, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 21, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Hawaii (HI, lender_reported), Minnesota (MN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties


## About

Terry Huy Nguyen is a bilingual loan officer with 10+ years of experience in insurance, banking, real estate, and mortgages, specializing in complex scenarios and serving first-time homebuyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10+. Source: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649, verified 2026-10-09.
- credential: Bilingual loan officer (English & Vietnamese). Source: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649, verified 2026-10-09.
- other: Specializes in complex scenarios. Source: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120967 | active | confirmed | 2023-06-21 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1138649

## Contact

- linkedin_url: https://www.linkedin.com/in/terryhuynguyen/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1138649
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/terry-huy-nguyen-1138649

Cite as: Terry Huy Nguyen (NMLS 1138649), Loan Factory. LenDb.ai, https://lendb.ai/lo/terry-huy-nguyen-1138649, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._