{
  "canonical_url": "https://lendb.ai/lo/terry-mussman-1796841",
  "loan_officer": {
    "nmls_id": 1796841,
    "slug": "terry-mussman-1796841",
    "canonical_url": "https://lendb.ai/lo/terry-mussman-1796841",
    "md_url": "https://lendb.ai/lo/terry-mussman-1796841.md",
    "json_url": "https://lendb.ai/lo/terry-mussman-1796841.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1796841",
    "full_name": {
      "value": "Terry Mussman",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Terry",
    "last_name": "Mussman",
    "headshot_url": {
      "value": "https://www.uhm.com/media/3238/terry-mussman-600x900.png",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Terry has 13 years in the mortgage industry with experience in both servicing and originations. He is passionate about educating clients and finding the best mortgage option for their needs.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 13,
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "Myrtle Beach",
      "branch_state": "SC",
      "branch_zip": "29577",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "Myrtle Beach",
        "branch_state": "SC",
        "branch_zip": "29577",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/terry-mussman/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": "MLO-1796841",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "13",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "worked in both servicing and mortgage originations",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:06:54.541989+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/terry-mussman-1796841#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/terry-mussman/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}