---
canonical_url: https://lendb.ai/lo/terry-ray-1473299
json_url: https://lendb.ai/lo/terry-ray-1473299.json
nmls_id: 1473299
last_verified: 2026-10-09
---

# Terry Ray

Loan officer at Prosperity Bank, Weatherford, TX. NMLS ID 1473299 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1473299)).

**Summary:** Terry Ray (NMLS 1473299) is a loan officer at Prosperity Bank, based in Weatherford, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: New construction. States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://prosperitybankhomeloans.com/loan_officer/terry-ray/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://prosperitybankhomeloans.com/loan_officer/terry-ray/

## About

Terry has nearly 10 years of experience in the mortgage industry and serves clients in Parker, Tarrant, and surrounding counties. They have a background in new home construction and work with local and custom builders.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://prosperitybankhomeloans.com/loan_officer/terry-ray/, verified 2026-10-09.
- service_area: Parker County, Tarrant County, and surrounding areas. Source: https://prosperitybankhomeloans.com/loan_officer/terry-ray/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), Weatherford, TX. Source: https://prosperitybankhomeloans.com/loan_officer/terry-ray/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1473299

## Contact

- linkedin_url: https://www.linkedin.com/in/terry-ray-ab669392/ (source: lender_site, verified 2026-10-09)
- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/terry-ray/
- Office phone and Email on file: shown at https://lendb.ai/lo/terry-ray-1473299#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1473299
- lender_site: https://prosperitybankhomeloans.com/loan_officer/terry-ray/

Cite as: Terry Ray (NMLS 1473299), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/terry-ray-1473299, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._