---
canonical_url: https://lendb.ai/lo/terry-roberts-397987
json_url: https://lendb.ai/lo/terry-roberts-397987.json
nmls_id: 397987
last_verified: 2026-10-24
---

# Terry Roberts

Loan officer at E Mortgage Capital, Inc., Columbia, MO. NMLS ID 397987 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/397987)).

Terry Roberts, NMLS 397987, works as a mortgage loan officer at E Mortgage Capital, Inc. in Columbia, Missouri and is licensed in Texas since 2024 and in Florida, Louisiana, Missouri and 3 more states.

**Summary:** Terry Roberts (NMLS 397987) is a loan officer at E Mortgage Capital, Inc., based in Columbia, MO. Licensed in 7 states confirmed with state regulators: Florida, Texas, Louisiana, Missouri, Arkansas, Wisconsin and California. Earliest state license record: March 27, 2024 (Texas), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Terry licensed in Missouri?

Yes. Missouri regulator records list a license as active (verified 2026-10-19). LenDb has 6 other states on file for Terry. Source: https://finance.mo.gov/banks-0/bank-licensee-search.

### What lender does Terry work for?

E Mortgage Capital, Inc., company NMLS 1416824, from the Columbia, MO office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Terry been licensed?

The earliest state license record LenDb holds for Terry is from March 27, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: March 27, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Terry D. Roberts (AR, CA, FL, LA, MO, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO129488 | active | confirmed | 2024-06-14 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-03-27 | state_regulator | 2026-10-13 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 397987 | active | confirmed | 2025-07-18 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI397987 | active | confirmed | 2024-04-05 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824), Columbia, MO. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/397987

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/397987
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/

Cite as: Terry Roberts (NMLS 397987), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/terry-roberts-397987, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._