---
canonical_url: https://lendb.ai/lo/terry-schmidt-498745
json_url: https://lendb.ai/lo/terry-schmidt-498745.json
nmls_id: 498745
last_verified: 2026-10-28
---

# Terri Schmidt

Mortgage Loan Originator at CME Lending Group LLC. NMLS ID 498745 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498745)).

Terri Schmidt (NMLS 498745) is a Mortgage Loan Originator at CME Lending Group LLC, licensed in Illinois since 2012 and in Florida. Terri works at an FHA-approved lender, per HUD.

**Summary:** Terri Schmidt (NMLS 498745) is Mortgage Loan Originator at CME Lending Group LLC. Licensed in 2 states confirmed with state regulators: Florida and Illinois. Also lists Indiana on the lender page (not yet checked with the state regulator). Earliest state license record: August 7, 2012 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Terri licensed in Florida?

Yes. Florida regulator records list license LO69027 as active, first effective March 19, 2020 (verified 2026-10-15). LenDb has 2 other states on file for Terri. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Terri work for, and is it FHA-approved?

CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/terri-schmidt/.

### How long has Terri been licensed?

The earliest state license record LenDb holds for Terri is from August 7, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: August 7, 2012 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, confirmed), Indiana (IN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- service_area: Indiana, Illinois, Florida. Source: https://themortgageexchange.com/team-member/terri-schmidt/, verified 2026-10-15.
- role: Established the entire secondary mortgage department at a small community bank. Source: https://themortgageexchange.com/team-member/terri-schmidt/, verified 2026-10-15.
- other: Began career in the savings and loan business. Source: https://themortgageexchange.com/team-member/terri-schmidt/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO69027 | active | confirmed | 2020-03-19 | state_regulator | 2026-10-15 |
| IL | Illinois regulator | state_license | 31.0032851 | active | confirmed | 2012-08-07 | state_regulator | 2026-10-28 |
| IN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://themortgageexchange.com/team-member/terri-schmidt/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498745

## Contact

- View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/terri-schmidt/
- Email on file: shown at https://lendb.ai/lo/terry-schmidt-498745#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/498745
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- lender_site: https://themortgageexchange.com/team-member/terri-schmidt/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Terri Schmidt (NMLS 498745), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/terry-schmidt-498745, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._