---
canonical_url: https://lendb.ai/lo/terry-studdard-419381
json_url: https://lendb.ai/lo/terry-studdard-419381.json
nmls_id: 419381
last_verified: 2026-10-16
---

# Terry Studdard

Loan Originator at Eagle Bank and Trust Company, Little Rock, AR. NMLS ID 419381 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/419381)).

Terry Studdard, NMLS 419381, works as a Loan Originator at Eagle Bank and Trust Company in Little Rock, Arkansas.

**Summary:** Terry Studdard (NMLS 419381) is Loan Originator at Eagle Bank and Trust Company, based in Little Rock, AR. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Terry licensed?

Terry works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Terry work for?

Eagle Bank and Trust Company, company NMLS 410317, from the Little Rock, AR office, per the lender's own site (verified 2026-10-16). Source: https://www.eaglebank.com/lender/terry-studdard/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Terry Studdard is a Loan Originator with Eagle Bank Mortgage in Little Rock, Arkansas. They began their mortgage banking career in 1991 and say they have been a top producer among Arkansas mortgage loan originators over their career. Since 2017 they have been at Eagle Bank, listed as Senior Vice President and Senior Loan Originator.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: since 1991. Source: https://www.eaglebank.com/lender/terry-studdard/, verified 2026-10-16.
- role: Senior Vice President and Senior Loan Originator. Source: https://www.eaglebank.com/lender/terry-studdard/, verified 2026-10-16.
- other: Says they have consistently been among the top producing mortgage loan originators in Arkansas. Source: https://www.eaglebank.com/lender/terry-studdard/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Eagle Bank and Trust Company (NMLS 410317), Little Rock, AR. Source: https://www.eaglebank.com/lender/terry-studdard/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/419381

## Contact

- View profile at Eagle Bank and Trust Company: https://www.eaglebank.com/lender/terry-studdard/
- Office phone on file: shown at https://lendb.ai/lo/terry-studdard-419381#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/419381
- lender_site: https://www.eaglebank.com/lender/terry-studdard/

Cite as: Terry Studdard (NMLS 419381), Eagle Bank and Trust Company. LenDb.ai, https://lendb.ai/lo/terry-studdard-419381, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._