---
canonical_url: https://lendb.ai/lo/thao-lochner-2738135
json_url: https://lendb.ai/lo/thao-lochner-2738135.json
nmls_id: 2738135
last_verified: 2026-10-09
---

# Terra Lochner

Mortgage Loan Officer at Loan Factory. NMLS ID 2738135 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2738135)).

**Summary:** Terra Lochner (NMLS 2738135) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO150796). Speaks English and Vietnamese. Earliest state license record: September 8, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 8, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150796 | active | confirmed | 2026-09-08 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/terra-lochner-2738135, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2738135

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/terra-lochner-2738135

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2738135
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/terra-lochner-2738135

Cite as: Terra Lochner (NMLS 2738135), Loan Factory. LenDb.ai, https://lendb.ai/lo/thao-lochner-2738135, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._