---
canonical_url: https://lendb.ai/lo/thea-druley-403907
json_url: https://lendb.ai/lo/thea-druley-403907.json
nmls_id: 403907
last_verified: 2026-10-09
---

# Thea Druley

VP | Branch Manager at Ruoff Mortgage, OH. NMLS ID 403907 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403907)).

**Summary:** Thea Druley (NMLS 403907) is VP | Branch Manager at Ruoff Mortgage, based in Ohio. Licensed in Florida, confirmed with the state regulator (license LO95232). Also lists Indiana, Michigan and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: September 28, 2021 (Florida), per state regulator. States 28 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 28, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 28 (source: https://www.ruoff.com/TheaDruley, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

VP and branch manager with 28 years of mortgage experience since 1998. Focuses on building lasting relationships with clients and referral partners, serving first-time buyers, investors, and refinancing customers across Florida, Indiana, Michigan, and Ohio.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 28. Source: https://www.ruoff.com/TheaDruley, verified 2026-10-09.
- years_experience: since 1998. Source: https://www.ruoff.com/TheaDruley, verified 2026-10-09.
- service_area: Florida, Indiana, Michigan, Ohio. Source: https://www.ruoff.com/TheaDruley, verified 2026-10-09.
- credential: Ruoff Customer Experience Award. Source: https://www.ruoff.com/TheaDruley, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO95232 | active | confirmed | 2021-09-28 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), OH. Source: https://www.ruoff.com/TheaDruley, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403907

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/TheaDruley
- Office phone on file: shown at https://lendb.ai/lo/thea-druley-403907#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403907
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.ruoff.com/TheaDruley

Cite as: Thea Druley (NMLS 403907), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/thea-druley-403907, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._