---
canonical_url: https://lendb.ai/lo/theresa-decker-381782
json_url: https://lendb.ai/lo/theresa-decker-381782.json
nmls_id: 381782
last_verified: 2026-10-15
---

# Theresa Caroline Decker

Mortgage Loan Officer at SecurityNational Mortgage Company, Marine on St Croix, MN. NMLS ID 381782 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381782)).

**Summary:** Theresa Caroline Decker (NMLS 381782) is Mortgage Loan Officer at SecurityNational Mortgage Company, based in Marine on St Croix, MN. Licensed in Florida, confirmed with the state regulator (license LO51661). Earliest state license record: March 16, 2018 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 16, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO51661 | active | confirmed | 2018-03-16 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: SecurityNational Mortgage Company (NMLS 3116), Marine on St Croix, MN. Source: https://mortgage.snmc.com/mn/marineonstcroix/theresa-caroline-decker-381782.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381782

## Contact

- View profile at SecurityNational Mortgage Company: https://mortgage.snmc.com/mn/marineonstcroix/theresa-caroline-decker-381782.html
- Email on file: shown at https://lendb.ai/lo/theresa-decker-381782#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/381782
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://mortgage.snmc.com/mn/marineonstcroix/theresa-caroline-decker-381782.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Theresa Caroline Decker (NMLS 381782), SecurityNational Mortgage Company. LenDb.ai, https://lendb.ai/lo/theresa-decker-381782, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._