---
canonical_url: https://lendb.ai/lo/theresa-miglino-453791
json_url: https://lendb.ai/lo/theresa-miglino-453791.json
nmls_id: 453791
last_verified: 2026-10-09
---

# Theresa Miglino

Senior Loan Officer at Embrace Home Loans, Wilmington, DE. NMLS ID 453791 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453791)).

**Summary:** Theresa Miglino (NMLS 453791) is Senior Loan Officer at Embrace Home Loans, based in Wilmington, DE. Licensed in Pennsylvania, confirmed with the state regulator (license 51921). Also lists Delaware, Maryland and New Jersey on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Dedicated loan officer based in Pike Creek, DE, serving the Wilmington, Kennett Square, and Elkton regions. Holds a Bachelor's Degree in Psychology and an MBA from the University of Delaware.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's Degree in Psychology and MBA from the University of Delaware. Source: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino, verified 2026-10-09.
- service_area: Wilmington, Kennett Square, and Elkton regions. Source: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino, verified 2026-10-09.
- community: Serves on board of neighborhood pool, participates in BNI group in Central Chester County PA, supports Special Olympics. Source: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 51921 | active | confirmed |  | state_regulator | 2026-10-10 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Wilmington, DE. Source: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453791

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino
- Office phone and Email on file: shown at https://lendb.ai/lo/theresa-miglino-453791#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453791
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.embracehomeloans.com/location/delaware/wilmington/theresa-miglino

Cite as: Theresa Miglino (NMLS 453791), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/theresa-miglino-453791, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._