---
canonical_url: https://lendb.ai/lo/thomas-bowen-109839
json_url: https://lendb.ai/lo/thomas-bowen-109839.json
nmls_id: 109839
last_verified: 2026-10-09
---

# Thomas Bowen

Loan Officer at First Home Mortgage, Baltimore, MD. NMLS ID 109839 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109839)).

**Summary:** Thomas Bowen (NMLS 109839) is Loan Officer at First Home Mortgage, based in Baltimore, MD. Licensed in Florida, confirmed with the state regulator (license LO32571). Also lists District of Columbia, Georgia, Maryland, Michigan, North Carolina, Pennsylvania, South Carolina, Tennessee and 1 more on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Loan officer since 2003 with over 100 years of combined team experience. Former U.S. Forest Service firefighter who graduated from University of Vermont in 1996.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 2003. Source: https://firsthome.com/loan-officers/thomas-bowen/, verified 2026-10-09.
- education: University of Vermont, graduated 1996. Source: https://firsthome.com/loan-officers/thomas-bowen/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO32571 | active | confirmed | 2015-11-19 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Baltimore, MD. Source: https://firsthome.com/loan-officers/thomas-bowen/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109839

## Contact

- View profile at First Home Mortgage: https://firsthome.com/loan-officers/thomas-bowen/
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-bowen-109839#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109839
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://firsthome.com/loan-officers/thomas-bowen/

Cite as: Thomas Bowen (NMLS 109839), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-bowen-109839, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._