---
canonical_url: https://lendb.ai/lo/thomas-cortesi-396354
json_url: https://lendb.ai/lo/thomas-cortesi-396354.json
nmls_id: 396354
last_verified: 2026-10-11
---

# Tom Cortesi

Loan Officer at CMG Home Loans, Franklin, TN. NMLS ID 396354 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396354)).

**Summary:** Tom Cortesi (NMLS 396354) is Loan Officer at CMG Home Loans, based in Franklin, TN. Licensed in Florida, confirmed with the state regulator (license LO127057). Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: March 21, 2024 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: March 21, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tom Cortesi is licensed as a mortgage loan originator in California and offers financing guidance and personalized service to clients and their referrals.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- other: Licensed as a CMG Home Loans Mortgage Loan Originator in California. Source: https://www.cmghomeloans.com/mysite/tom-cortesi, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO127057 | active | confirmed | 2024-03-21 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Franklin, TN. Source: https://www.cmghomeloans.com/mysite/tom-cortesi, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396354

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/tom-cortesi
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-cortesi-396354#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396354
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/tom-cortesi

Cite as: Tom Cortesi (NMLS 396354), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/thomas-cortesi-396354, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._