{
  "canonical_url": "https://lendb.ai/lo/thomas-dryer-110412",
  "loan_officer": {
    "nmls_id": 110412,
    "slug": "thomas-dryer-110412",
    "canonical_url": "https://lendb.ai/lo/thomas-dryer-110412",
    "md_url": "https://lendb.ai/lo/thomas-dryer-110412.md",
    "json_url": "https://lendb.ai/lo/thomas-dryer-110412.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110412",
    "full_name": {
      "value": "Tom Dryer",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tom",
    "last_name": "Dryer",
    "headshot_url": {
      "value": "https://www.newrez.com/media/ztiha2k4/tom-dryer-new-pp.jpg?width=460&height=614&rmode=crop&format=webp&quality=80",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Tom has over 11 years of residential mortgage lending experience with New Penn Financial for 10 years, covering all types of residential mortgage lending.",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 12,
    "years_experience": {
      "value": 11,
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3013,
      "lender_name": "Newrez",
      "lender_slug": "newrez-3013",
      "branch_city": "Columbia",
      "branch_state": "MD",
      "branch_zip": "21045",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3013,
        "lender_name": "Newrez",
        "lender_slug": "newrez-3013",
        "branch_city": "Columbia",
        "branch_state": "MD",
        "branch_zip": "21045",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO23969",
        "status": "inactive",
        "issued_at": "2014-03-18",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "11",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Part of New Penn Financial for 10 years",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "MBA from Mount Saint Mary's University",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 05:23:37.116851+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/thomas-dryer-110412#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/tom-dryer/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2014,
      "state": "FL"
    },
    "federal_registration": null
  }
}