---
canonical_url: https://lendb.ai/lo/thomas-gibbs-2436193
json_url: https://lendb.ai/lo/thomas-gibbs-2436193.json
nmls_id: 2436193
last_verified: 2026-10-09
---

# Tommy Gibbs

Senior Loan Officer at CrossCountry Mortgage, Hudson, OH. NMLS ID 2436193 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436193)).

**Summary:** Tommy Gibbs (NMLS 2436193) is Senior Loan Officer at CrossCountry Mortgage, based in Hudson, OH. Licensed in Florida, confirmed with the state regulator (license LO124725). Also lists Illinois, Indiana, Massachusetts and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: December 8, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 8, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Tommy specializes in helping homeowners unlock financial power by leveraging home equity for cash flow, investments, and debt consolidation. He guides clients through conventional, FHA, USDA, and HELOC options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124725 | active | confirmed | 2023-12-08 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Hudson, OH. Source: https://crosscountrymortgage.com/hudson-oh-2115/thomas-gibbs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436193

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/hudson-oh-2115/thomas-gibbs/
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-gibbs-2436193#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2436193
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/hudson-oh-2115/thomas-gibbs/

Cite as: Tommy Gibbs (NMLS 2436193), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-gibbs-2436193, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._