{
  "canonical_url": "https://lendb.ai/lo/thomas-hale-837598",
  "loan_officer": {
    "nmls_id": 837598,
    "slug": "thomas-hale-837598",
    "canonical_url": "https://lendb.ai/lo/thomas-hale-837598",
    "md_url": "https://lendb.ai/lo/thomas-hale-837598.md",
    "json_url": "https://lendb.ai/lo/thomas-hale-837598.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/837598",
    "full_name": {
      "value": "Tom Hale",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tom",
    "last_name": "Hale",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/38efc78a-3255-483c-846a-53d7e3c5efee/Website/4183_Hale_837598.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Tom is a former U.S. Navy Seabee with over 25 years in home financing. He has helped thousands of families achieve homeownership and emphasizes attention to detail, clear communication, and expert mortgage knowledge.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Sales Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 10,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33609",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33609",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO35506",
        "status": "active",
        "issued_at": "2016-06-09",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "former U.S. Navy Seabee",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:41:01.038523+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/thomas-hale-837598#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/tampa-fl-4183/thomas-hale/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2016,
      "state": "FL"
    },
    "federal_registration": null
  }
}