---
canonical_url: https://lendb.ai/lo/thomas-hayes-857795
json_url: https://lendb.ai/lo/thomas-hayes-857795.json
nmls_id: 857795
last_verified: 2026-10-16
---

# Thomas Hayes

Mortgage Loan Officer at United Nations Federal Credit Union, Long Island City, NY. NMLS ID 857795 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857795)).

Thomas Hayes, NMLS 857795, works as a Mortgage Loan Officer at United Nations Federal Credit Union in Long Island City, New York.

**Summary:** Thomas Hayes (NMLS 857795) is Mortgage Loan Officer at United Nations Federal Credit Union, based in Long Island City, NY. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 20 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Thomas licensed?

Thomas works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Thomas work for?

United Nations Federal Credit Union, company NMLS 456916, from the Long Island City, NY office, per the lender's own site (verified 2026-10-16). Source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/.

### How much experience does Thomas have?

Thomas states 20 years of experience. Source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/, verified 2026-10-16.
- role: Mortgage loan officer at Wells Fargo Private Bank (prior). Source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: United Nations Federal Credit Union (NMLS 456916), Long Island City, NY. Source: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857795

## Contact

- View profile at United Nations Federal Credit Union: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-hayes-857795#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/857795
- lender_site: https://www.unfcu.org/us-home-ownership/find-representative/thomas-hayes/

Cite as: Thomas Hayes (NMLS 857795), United Nations Federal Credit Union. LenDb.ai, https://lendb.ai/lo/thomas-hayes-857795, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._