---
canonical_url: https://lendb.ai/lo/thomas-jeffrey-underwood-2774789
json_url: https://lendb.ai/lo/thomas-jeffrey-underwood-2774789.json
nmls_id: 2774789
last_verified: 2026-10-09
---

# Thomas Jeffrey Underwood

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2774789 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2774789)).

**Summary:** Thomas Jeffrey Underwood (NMLS 2774789) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/thomas-jeffrey-underwood-2774789, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2774789

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/thomas-jeffrey-underwood-2774789

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2774789
- lender_site: https://www.loanfactory.com/mortgage-expert/thomas-jeffrey-underwood-2774789

Cite as: Thomas Jeffrey Underwood (NMLS 2774789), Loan Factory. LenDb.ai, https://lendb.ai/lo/thomas-jeffrey-underwood-2774789, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._