---
canonical_url: https://lendb.ai/lo/thomas-kerrigan-1408531
json_url: https://lendb.ai/lo/thomas-kerrigan-1408531.json
nmls_id: 1408531
last_verified: 2026-10-15
---

# Thomas Kerrigan

Mortgage Loan Officer at Liberty Home Mortgage Corporation. NMLS ID 1408531 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408531)).

**Summary:** Thomas Kerrigan (NMLS 1408531) is Mortgage Loan Officer at Liberty Home Mortgage Corporation. Licensed in Florida, confirmed with the state regulator (license LO36374). Focus areas shown on the lender page: First-time buyer. Earliest state license record: August 17, 2016 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 17, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan

## About

Thomas Kerrigan is a Mortgage Loan Officer with 10 years in mortgage lending. Their page lists AL, FL, GA, KY, MS, OH, PA and WV as states served. They say helping first-time home buyers is what they enjoy most, and they have helped clients with less than perfect credit, construction or repair loans, or self-employment.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan, verified 2026-10-15.
- education: finance degree and MBA from Ashland University. Source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan, verified 2026-10-15.
- other: has helped hundreds of families get into their new home. Source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO36374 | active | confirmed | 2016-08-17 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Liberty Home Mortgage Corporation (NMLS 1114762). Source: https://www.libertyhomemortgage.org/lo/thomas-kerrigan, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408531

## Contact

- View profile at Liberty Home Mortgage Corporation: https://www.libertyhomemortgage.org/lo/thomas-kerrigan
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-kerrigan-1408531#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1408531
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.libertyhomemortgage.org/lo/thomas-kerrigan
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Thomas Kerrigan (NMLS 1408531), Liberty Home Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/thomas-kerrigan-1408531, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._