--- canonical_url: https://lendb.ai/lo/thomas-merritt-315449 json_url: https://lendb.ai/lo/thomas-merritt-315449.json nmls_id: 315449 last_verified: 2026-10-09 --- # Tom Merritt Originating Branch Manager at CrossCountry Mortgage, Chicago, IL. NMLS ID 315449 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/315449)). **Summary:** Tom Merritt (NMLS 315449) is Originating Branch Manager at CrossCountry Mortgage, based in Chicago, IL. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Iowa, Illinois, Indiana, Massachusetts, Michigan, Minnesota, Missouri, North Carolina and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan and First-time buyer. Earliest state license record: July 5, 2019 (Florida), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: July 5, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/ - **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/ ## About Tom is the Originating Branch Manager serving the Chicago community. He serves Lakeview, Wilmette and Northfield areas and helps clients with purchases and refinances through a wide range of loan programs. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - service_area: Serves Lakeview, Wilmette and Northfield in Chicago area. Source: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO62480 | active | confirmed | 2019-07-05 | state_regulator | 2026-10-09 | | CO | state_license | 100541441 | active | confirmed | 2025-02-28 | state_regulator | 2026-10-10 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Chicago, IL. Source: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/315449 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/ - Email on file: shown at https://lendb.ai/lo/thomas-merritt-315449#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/315449 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=338334&contact=571848 - lender_site: https://crosscountrymortgage.com/chicago-il-4924/thomas-merritt/ Cite as: Tom Merritt (NMLS 315449), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/thomas-merritt-315449, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._