---
canonical_url: https://lendb.ai/lo/thomas-palacios-853091
json_url: https://lendb.ai/lo/thomas-palacios-853091.json
nmls_id: 853091
last_verified: 2026-10-09
---

# Thomas Palacios

Purchase Loan Officer at Pennymac, Pasadena, CA. NMLS ID 853091 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/853091)).

**Summary:** Thomas Palacios (NMLS 853091) is Purchase Loan Officer at Pennymac, based in Pasadena, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Arizona, California, Georgia and Washington on the lender page (not yet checked with the state regulator). Licensed since 2016 (per Florida records). States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 12 (source: https://www.pennymac.com/find-loan-officer/thomas-palacios, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Thomas has 12 years in the mortgage industry helping clients achieve their biggest investment and purchase. He is passionate about assisting families with their homeownership goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.pennymac.com/find-loan-officer/thomas-palacios, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO35502 | active | confirmed | 2016-06-09 | state_regulator | 2026-10-09 |
| CO | state_license | 100503045 | active | confirmed | 2016-06-21 | state_regulator | 2026-10-10 |
| PA | state_license | 59524 | active | confirmed |  | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Pennymac (NMLS 35953), Pasadena, CA. Source: https://www.pennymac.com/find-loan-officer/thomas-palacios, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/853091

## Contact

- View profile at Pennymac: https://www.pennymac.com/find-loan-officer/thomas-palacios
- Email on file: shown at https://lendb.ai/lo/thomas-palacios-853091#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/853091
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=180035&contact=394260
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.pennymac.com/find-loan-officer/thomas-palacios

Cite as: Thomas Palacios (NMLS 853091), Pennymac. LenDb.ai, https://lendb.ai/lo/thomas-palacios-853091, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._