---
canonical_url: https://lendb.ai/lo/thomas-pessemier-117989
json_url: https://lendb.ai/lo/thomas-pessemier-117989.json
nmls_id: 117989
last_verified: 2026-10-10
---

# Tom Pessemier

Loan Officer at Edge Home Finance. NMLS ID 117989 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117989)).

**Summary:** Tom Pessemier (NMLS 117989) is Loan Officer at Edge Home Finance. Licensed in Florida, confirmed with the state regulator (license LO23120). Also lists Arizona, Colorado, District of Columbia, Georgia, Idaho, Illinois, Kentucky, Maryland and 12 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: January 22, 2014 (Florida), per state regulator. States 23 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: January 22, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://edgehomefinance.com/team-member/tom-pessemier/, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Colorado (CO, lender_reported), District of Columbia (DC, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Nevada (NV, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.80, verified 2026-10-10. Source: https://edgehomefinance.com/team-member/tom-pessemier/

## About

Tom Pessemier has helped clients buy and refinance homes for more than 23 years as a mortgage broker. They say they are known for getting loans approved after other lenders have declined them.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 23. Source: https://edgehomefinance.com/team-member/tom-pessemier/, verified 2026-10-10.
- role: Mortgage Broker with Edge Home Finance. Source: https://edgehomefinance.com/team-member/tom-pessemier/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO23120 | active | confirmed | 2014-01-22 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Edge Home Finance (NMLS 891464). Source: https://edgehomefinance.com/team-member/tom-pessemier/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117989

## Contact

- View profile at Edge Home Finance: https://edgehomefinance.com/team-member/tom-pessemier/
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-pessemier-117989#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117989
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://edgehomefinance.com/team-member/tom-pessemier/

Cite as: Tom Pessemier (NMLS 117989), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/thomas-pessemier-117989, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
