---
canonical_url: https://lendb.ai/lo/thomas-whalen-9167
json_url: https://lendb.ai/lo/thomas-whalen-9167.json
nmls_id: 9167
last_verified: 2026-10-15
---

# Thomas Whalen

Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 9167 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9167)).

Thomas Whalen, NMLS 9167, works as a Loan Officer at Cliffco, Inc. in Uniondale, New York and is licensed in New York. Thomas works at an FHA-approved lender, per HUD.

**Summary:** Thomas Whalen (NMLS 9167) is Loan Officer at Cliffco, Inc., based in Uniondale, NY. Licensed in New York, confirmed with the state regulator. States 25 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Thomas licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). Source: https://www.dfs.ny.gov/.

### What lender does Thomas work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/twhalen/.

### How much experience does Thomas have?

Thomas states 25 years of experience. Source: https://cliffcomortgage.com/twhalen/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15)
- Licensed in: New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 25. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.
- role: Mortgage banker and insurance professional. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.
- credential: Certified continuing education (CE) instructor. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.
- community: Teaches free monthly classes to local agents. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.
- other: Based in Bellmore, NY. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/twhalen/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9167

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/twhalen/
- Office phone and Email on file: shown at https://lendb.ai/lo/thomas-whalen-9167#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/9167
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://cliffcomortgage.com/twhalen/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Thomas Whalen (NMLS 9167), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/thomas-whalen-9167, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._