---
canonical_url: https://lendb.ai/lo/tiana-winter-2010836
json_url: https://lendb.ai/lo/tiana-winter-2010836.json
nmls_id: 2010836
last_verified: 2026-10-15
---

# Tiana Winter

Branch Manager, VP at Lower, Greenville, SC. NMLS ID 2010836 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2010836)).

**Summary:** Tiana Winter (NMLS 2010836) is Branch Manager, VP at Lower, based in Greenville, SC. Licensed in Florida, confirmed with the state regulator (license LO74876). Also lists Georgia, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and First-time buyer. Lower also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: September 25, 2020 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 25, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-10. Source: https://www.lower.com/loan-officers/south-carolina/greenville/tiana-winter
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/south-carolina/greenville/tiana-winter

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Tiana describes focus areas for real estate investors (cash flow and capital preservation) and first-time homebuyers (keeping more money in their pocket). Licensed in several states.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74876 | active | confirmed | 2020-09-25 | state_regulator | 2026-10-15 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Greenville, SC. Source: https://www.lower.com/loan-officers/south-carolina/greenville/tiana-winter, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2010836

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/south-carolina/greenville/tiana-winter
- Office phone and Email on file: shown at https://lendb.ai/lo/tiana-winter-2010836#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2010836
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/south-carolina/greenville/tiana-winter
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Tiana Winter (NMLS 2010836), Lower. LenDb.ai, https://lendb.ai/lo/tiana-winter-2010836, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._