--- canonical_url: https://lendb.ai/lo/tiffany-phillips-756982 json_url: https://lendb.ai/lo/tiffany-phillips-756982.json nmls_id: 756982 last_verified: 2026-10-16 --- # Tiffany Phillips Senior Community Development Loan Officer at Bell Bank, Woodbury, MN. NMLS ID 756982 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756982)). Tiffany Phillips, NMLS 756982, works as a Senior Community Development Loan Officer at Bell Bank in Woodbury, Minnesota. Tiffany's lender page shows a focus on construction loan, down payment assistance and renovation loan (203k / HomeStyle). **Summary:** Tiffany Phillips (NMLS 756982) is Senior Community Development Loan Officer at Bell Bank, based in Woodbury, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Down payment assistance, Renovation loan (203k / HomeStyle), FHA loan and USDA loan. Last verified 2026-10-16. ## Quick answers ### Is Tiffany licensed? Tiffany works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Tiffany do construction loans? Tiffany's profile lists construction loan as a focus (from their lender profile page). It also lists down payment assistance, renovation loan (203k / HomeStyle) and FHA loan. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany. ### What lender does Tiffany work for? Bell Bank, company NMLS 419538, from the Woodbury, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany ## Facts from the lender page and intro - education: Bachelor's degree in criminal justice and sociology from Hamline University. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany, verified 2026-10-16. - credential: Minnesota Housing Top Producing Loan Officer awards: silver in 2020, platinum in 2021. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany, verified 2026-10-16. - community: Serves on the board of the National Association of Real Estate Brokers Twin Cities. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany, verified 2026-10-16. - community: Teaches homebuyer education classes for several Twin Cities community organizations. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Woodbury, MN. Source: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756982 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany - Office phone and Email on file: shown at https://lendb.ai/lo/tiffany-phillips-756982#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756982 - lender_site: https://bell.bank/mortgage/loan-officer/mortgagesbytiffany Cite as: Tiffany Phillips (NMLS 756982), Bell Bank. LenDb.ai, https://lendb.ai/lo/tiffany-phillips-756982, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._